Fast and Reliable

Enjoy fast and completely secure payments no matter where you are.

Earn rewards as you spend

Earn cashback and discounts when you make payments.

World-class support service

Reach us via phone, in-app chat and social media, 7 days a week. 

Loved By Over 1,000,000 Users

Jegede Olajumoke is a fashion designer from Nigeria who uses PalmPay for buying airtime.

“What makes PalmPay cool for me is that I can get cashback for all my airtime purchases, and I can use my PalmPoints to get a discount on my payments”.

Click on the video on the left to view her PalmPay story.

Fully Regulated & Secured

PalmPay is fully regulated everywhere we operate. The security of your money and information is our highest priority.

Feel safe transacting on the PalmPay app. The PalmPay platform is PCI-DSS Level 1 certified.

All the data we use is encrypted and protected. We follow GDPR standards when handling user data.

Our fraud engine and compliance teams monitor every transaction to protect you and your money.

The payment app that rewards you

Money Transfer

Free PalmPay and bank transfers for any amount for the first 3 transactions per day. Thereafter, N10.


N50 in PalmPoints bonus per week for depositing N1000 or more via ATM card or bank transfer.


Cashback on every transaction depending on the amount and usage frequency. Up to 15%!

Friend referral

Up to N300 cash for every friend you invite. Your friends earn the same as a welcome gift.

Bill Payments

No convenience fees. 2-3% cash back on up to 10 transactions per month.

Special Promotions

Get extra discounts, coupons and bonuses every month. Check back often!

Money Transfer

Enjoy competitive money transfer rates from GHp25 and earn 50 PalmPoints instantly on transfers.

Friend referral

GHs6 in PalmPoints for each new customer you invite – your friends get Ghs6 as well.


20% cashback in PalmPoints on your first 10 transactions per month.

PalmPay Virtual Card

Enjoy seamless online payments and 2% cashback in PalmPoints.

Bill Payments

No convenience fees. Use your PalmPoints to discount your bill payments by up to 50%.

Download the
PalmPay App


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